South Bend to pay up to $20,000 for roof, furnace replacements for low-income homeowners

Workers for Goshen-based Nichols Roofing and Siding make repairs on Wednesday to a home in the Edgewater neighborhood, which sits in one of the census tracts where homeowners are eligible for up to $20,000 from South Bend to replace their roof and furnace. Though repairs to this home aren't happening through the program, neighboring homes in Edgewater and nearby Monroe Park could qualify.

SOUTH BEND — A city program will pay for major repairs to homes in poorer neighborhoods on the west and southeast sides.

Through South Bend's Home Repair Program, homeowners in census tracts where at least a quarter of households live below the federal poverty line are eligible for up to $20,000 from the city to repair or replace their roof and furnace, according to Executive Director of Community Investment Caleb Bauer.

“A roof replacement helps preserve a home as a livable home into the future," Bauer said. "It's the No. 1 repair that can stop a home from degrading to the point that it's unsalvageable and would have to be demolished in the future."

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To qualify, the adults in a household must earn less than 80% of the area median income. That upper threshold is $62,400 for a family of four and $49,950 for a two-person household. Homeowners must also be enrolled or plan to enroll in the city's Utility Assistance Program, which can reduce a home's water and sewer bill by up to $25.50 a month for low-income residents.

This map shows South Bend census tracts where 25% of households fall below the federal poverty line. Homeowners in these areas are eligible for up to $20,000 to replace the roof and furnace in their homes.
This map shows South Bend census tracts where 25% of households fall below the federal poverty line. Homeowners in these areas are eligible for up to $20,000 to replace the roof and furnace in their homes.

Applications are due June 19 and will be addressed on a first-come, first-served basis until $1.5 million of available money runs out. Visit the city's Home Repair webpage to submit a pre-screening survey that determines whether you're eligible for money and to view a map that shows which addresses fall in a targeted area. Surveys can also be conducted over the phone by calling 574-235-5915.

Since applications opened last week, Bauer said, more than 200 people have submitted pre-screening surveys. But about a quarter of those were disqualified. As of Monday, about 160 eligible homeowners had passed the screening and been sent official application forms to complete.

Director of Community Investment Caleb Bauer
Director of Community Investment Caleb Bauer

The repairs are funded by $1.5 million from the American Rescue Plan that South Bend allotted to restoring the existing housing stock, Bauer said. He said a citywide program could follow next spring to make use of the remaining $1 million set aside for home repairs.

Bauer said the program is tailored to homeowners who can't pay for big-ticket repairs but live in homes that could deteriorate beyond repair without key fixes.

“We want to make sure we’re preserving the existing housing stock in addition to adding new units," Bauer said, "and part of that is making sure homes in South Bend don't fall into the levels of disrepair where they become vacant and abandoned and get demolished.”

Homeowners in the Edgewater neighborhood are eligible for reimbursement for roof and furnace replacements because they live in a census tract where at least a quarter of residents live below the federal poverty line.
Homeowners in the Edgewater neighborhood are eligible for reimbursement for roof and furnace replacements because they live in a census tract where at least a quarter of residents live below the federal poverty line.

Email South Bend Tribune city reporter Jordan Smith at JTsmith@gannett.com. Follow him on Twitter: @jordantsmith09

This article originally appeared on South Bend Tribune: South Bend Home Repair Program pays for roof, furnace replacements