How to prevent ice dams and when to call insurance

While beautiful, the icicles dripping from your roof may be a sign of damaging ice dams forming on the roof above.

Most common in northern climates, and known to thrive under Michigan’s current weather conditions, ice dams are created when snow buildup melts during the day and freezes during the night’s frigid temperatures.

After several melting-freezing cycles, the water can work its way under shingles, according to the National Weather Service, causing significant damage.

Icicles hang from a house in Detroit during subzero temperatures on Wednesday, Jan. 30, 2019.
Icicles hang from a house in Detroit during subzero temperatures on Wednesday, Jan. 30, 2019.

Ice dams fall under water damage, qualifying any significant damages for coverage under most insurance policies.

“If you notice water damage or leaks coming into your home, contact your insurance provider immediately to review your plan’s coverage and file a claim,” said AAA spokesperson Adrienne Woodland in a release. “Many policies have ice dam coverage, but exclusions could apply.”

More: Freezing rain across southeast Michigan brings school closings, treacherous commute

Do not climb onto the roof or break off any icicles. Call a licensed contractor to protect you and your roof from harm.

To prevent ice dams from forming:

  • Prevent heat from escaping into your attic by ensuring all attic ducts are sealed and properly insulated and any exhaust fans lead outdoors, not to the attic.

  • Keep the bottom of the roof and gutters clear of snow.

This article originally appeared on Detroit Free Press: How to prevent ice dams and when to call insurance